What's different about Robert W. Colby Asset Management, Inc.? We offer a unique service that stands out from the standard investment management offering, which typically passively mimics the broad stock market indexes and so drops when stock prices are in downtrends. In contrast, we are active managers. We continuously weigh the probabilities and carefully manage risk. Over our 50 years of professional research, trading, and portfolio management, we have developed tested systems designed to get on board rising trends and to avoid large losses. All our clients benefit from our unique Bear Market Protection Systems, designed to protect your wealth from large losses in risky and falling markets.
All our clients enjoy maximum security, transparency, flexibility, and control. Robert W. Colby Asset Management, Inc., does not hold clients' assets and cannot remove cash or securities from your account. Instead, your money is secured by an independent and reputable third-party custodian who is a member of the Securities Investor Protection Corporation (SiPC). In addition, our recommended custodian has purchased supplemental customer securities insurance from Lloyds covering up to $10 million per customer. And you get 24/7/365 online access to all the information about your account so that you can keep track of your assets and all your trades as often as you like. We place no restrictions on you, so you can add to, remove assets from, or close your account anytime you like.
Regulators point out that there can never be any guarantees in investing; there is always risk and the possibility of loss; changing market conditions are beyond anyone's control; and past performance is not a guide to future performance.
All statements herein are intended to be accurate and complete and to disclose all material facts necessary to avoid any unwarranted inference. Any and all investment performance data shown reflect all accounts in our recommended investment program [at Folio Institutional]. (Some clients, at their own choosing, may hold securities that are not included in our recommended investment program, or they may choose to deviate from our program in some other way; therefore, their performance results may deviate from our recommended investment program, for better or worse, and are not included in our performance data.) Our performance data reflects the deduction of advisory fees, brokerage and other commissions and fees, and any other expenses that accounts have actually paid. Our performance data reflects the reinvestment of dividends, interest, and other earnings. Our investment strategies and all fees are explained on our website and in our disclosure documents and also are available on request. The industry standard benchmarks for performance comparison are generally one or more of the well-known passive price indexes, although all such indexes have certain limitations in that they differ from our recommended investment program in volatility, asset mix, diversification/concentration, dividends, interest, trading costs, fees, and other factors. Unlike any of the price indexes, which passively reflect the price performance of a large number of large-capitalization stocks and/or fixed-income securities, our recommended investment program is concentrated in relatively few securities and actively aims first for capital preservation and second for capital appreciation. We work continuously to achieve these goals. We try to anticipate and adapt to change.