Robert W. Colby  Asset Management                                                      The Relentless Pursuit of Higher Returns
		Individuals    401(k) Plans    Investing Methodology    Research Study    Questions/FAQs     Portfolios    Fees     Get Started     Press     About    Contact    Home Core and Target Date Portfolios: Robert W. Colby Asset Management currently offers 7 core portfolios, each with varying levels of exposure to our actively managed ETF investments.  We also offer target date portfolios that utilize these core portfolios.   All portfolios utilize our relative strength and bear market protection strategies as outlined in our investing methodology section.  The portfolios and investor profiles are as follows: Core Portfolio Name   Investment Mix      Investor Profile Colby-100 Portfolio   100% ETFs, 0% Cash/Income      Age 18-52 or Risk-Tolerant Colby-80 Portfolio   80% ETFs, 20% Cash/Income      Age 53-57 or Risk-Tolerant Colby-60 Portfolio   60% ETFs, 40% Cash/Income      Age 58-62 or Risk-Neutral Colby-40 Portfolio   40% ETFs, 60% Cash/Income      Age 63-70 or Risk-Averse Colby-20 Portfolio   20% ETFs, 80% Cash/Income      Age 70+ or Risk-Averse Colby Fixed-Income Portfolio   100% Cash/Income      Age 70+ or Risk-Averse Colby FLEX Portfolio   Varies Based on Algorithm      Age 18-52 or Risk-Tolerant Target Date Portfolio   Current Investment      Investor Age Colby Target Date 2010   Colby - 40 Portfolio          63 - 70 Colby Target Date 2015   Colby - 60 Portfolio          58 - 62 Colby Target Date 2020   Colby - 80 Portfolio          53 - 57 Colby Target Date 2025   Colby - 100 Portfolio          48 - 52 Colby Target Date 2030   Colby - 100 Portfolio          43 - 47 Colby Target Date 2035   Colby - 100 Portfolio          38 - 42 Colby Target Date 2040   Colby - 100 Portfolio          33 - 37 Colby Target Date 2045   Colby - 100 Portfolio          28 - 32 Colby Target Date 2050   Colby - 100 Portfolio          18 - 27